/* ═══════════ 1. ПЕРЕМЕННЫЕ (цвета и шрифты всего сайта) ═══════════ */
:root {
    --primary: #033f1d;
    --primary-dark: #022a13;
    --primary-light: #0a5c2e;
    --primary-pale: #e8f0eb;
    --accent: #e31e24;
    --accent-dark: #b7141b;
    --bg: #fafaf7;
    --white: #ffffff;
    --text: #14201a;
    --muted: #5a6b5f;
    --font-head: 'Montserrat', sans-serif;
    --font-body: 'Inter', sans-serif;
    --radius-sm: 10px;
    --radius-md: 14px;
    --radius-lg: 24px;
    --shadow-red: 0 12px 35px rgba(227, 30, 36, .45);
    --transition: .3s ease;
    --header-h: 96px;
}

/* ═══════════ 2. БАЗОВЫЕ НАСТРОЙКИ ═══════════ */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.6;
    color: var(--text);
    background-color: var(--bg);
    overflow-x: hidden;
    scrollbar-width: thin;
    scrollbar-color: var(--accent) var(--primary-pale);
}
body.no-scroll { overflow: hidden; }

/* Полоса прокрутки (Chrome, Edge, Safari) */
*::-webkit-scrollbar { width: 12px; height: 12px; }
*::-webkit-scrollbar-track {
    background: var(--primary-pale);
    border-left: 1px solid rgba(3, 63, 29, .08);
}
*::-webkit-scrollbar-thumb {
    background: linear-gradient(180deg, var(--accent) 0%, var(--accent-dark) 100%);
    border-radius: 999px;
    border: 3px solid var(--primary-pale);
    background-clip: padding-box;
}
*::-webkit-scrollbar-thumb:hover {
    background: linear-gradient(180deg, #f03a40 0%, var(--accent) 100%);
    border: 3px solid var(--primary-pale);
    background-clip: padding-box;
}
*::-webkit-scrollbar-corner { background: var(--primary-pale); }
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
input { font-family: inherit; }
h1, h2, h3 { font-family: var(--font-head); line-height: 1.2; }
[hidden] { display: none !important; }

/* ═══════════ 3. ОБЩИЕ ЭЛЕМЕНТЫ (контейнер, кнопки, поля) ═══════════ */
.container { max-width: 1800px; margin: 0 auto; padding: 0 5%; }

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-head);
    font-weight: 700;
    border-radius: var(--radius-sm);
    border: 2px solid transparent;
    transition: var(--transition);
    white-space: nowrap;
}
.btn--primary { background: var(--accent); color: var(--white); box-shadow: var(--shadow-red); }
.btn--primary:hover { background: var(--accent-dark); transform: translateY(-2px); }
.btn--xl { padding: 26px 62px; font-size: 1.375rem; border-radius: 12px; }
.btn--outline-white { border-color: rgba(255,255,255,.85); color: var(--white); background: transparent; padding: 13px 28px; font-size: 1rem; border-radius: 10px; }
.btn--outline-white:hover { background: var(--white); color: var(--primary); }
.btn--outline-red { border-color: var(--accent); color: var(--accent); background: transparent; padding: 20px 40px; font-size: 1.25rem; border-radius: var(--radius-md); width: 100%; }
.btn--outline-red:hover { background: var(--accent); color: var(--white); box-shadow: var(--shadow-red); }

.input {
    width: 100%;
    padding: 16px 18px;
    border: 2px solid #dfe7e1;
    border-radius: var(--radius-sm);
    font-size: 16px;
    color: var(--text);
    transition: var(--transition);
}
.input:focus { outline: none; border-color: var(--primary); }

/* ═══════════ 3.5 ГАЛОЧКА СОГЛАСИЯ (ФЗ-152) И ОШИБКА ФОРМЫ ═══════════ */
.checkbox { position: relative; display: flex; align-items: flex-start; gap: 12px; cursor: pointer; text-align: left; }
.checkbox__input { position: absolute; opacity: 0; width: 0; height: 0; }
.checkbox__box {
    position: relative;
    flex: 0 0 20px; width: 20px; height: 20px; margin-top: 2px;
    border: 2px solid #c3d0c7; border-radius: 6px;
    background: var(--white);
    transition: var(--transition);
}
.checkbox__box::after {
    content: "";
    position: absolute; left: 5px; top: 1px;
    width: 5px; height: 10px;
    border: solid var(--white); border-width: 0 2px 2px 0;
    transform: rotate(45deg) scale(0);
    transition: transform .2s ease;
}
.checkbox__input:checked + .checkbox__box { background: var(--accent); border-color: var(--accent); }
.checkbox__input:checked + .checkbox__box::after { transform: rotate(45deg) scale(1); }
.checkbox__input:focus-visible + .checkbox__box { outline: 2px solid var(--primary); outline-offset: 2px; }
.checkbox__text { font-size: .8125rem; line-height: 1.5; color: var(--muted); }
.checkbox__text a { color: var(--primary); text-decoration: underline; text-underline-offset: 2px; }
.checkbox__text a:hover { color: var(--accent); }
.checkbox.is-error .checkbox__box { border-color: var(--accent); animation: shake .4s ease; }
.form-error { font-size: .8125rem; color: var(--accent); text-align: left; }
@keyframes shake {
    0%, 100% { transform: translateX(0); }
    25% { transform: translateX(-4px); }
    75% { transform: translateX(4px); }
}

/* ═══════════ 4. ШАПКА ═══════════ */
.header {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 100;
    padding: 20px 0;
    background: transparent;
    transition: padding var(--transition), background var(--transition), box-shadow var(--transition);
}
.header--scrolled {
    padding: 12px 0;
    background: rgba(2, 42, 19, .92);
    backdrop-filter: blur(12px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, .25);
}
.header__inner { display: flex; align-items: center; gap: 32px; }

.logo { display: flex; align-items: center; gap: 14px; flex-shrink: 0; }
.logo img { width: 58px; height: 58px; }
.logo__name { display: block; font-family: var(--font-head); font-weight: 800; font-size: 1.625rem; line-height: 1.1; color: var(--white); letter-spacing: .02em; }
.logo__tag { display: block; margin-top: 3px; font-size: .6875rem; font-weight: 600; letter-spacing: .24em; text-transform: uppercase; color: rgba(255,255,255,.85); }

.nav { display: flex; gap: 44px; margin-inline: auto; }
.nav__link { color: var(--white); font-weight: 600; font-size: 1.0625rem; transition: var(--transition); }
.nav__link:hover { color: var(--accent); }

/* Контакты внутри меню: на десктопе скрыты, видны только в мобильной панели */
.nav__contacts { display: none; }
.nav__phone { font-family: var(--font-head); font-weight: 700; font-size: 1.375rem; color: var(--white); transition: var(--transition); }
.nav__phone:hover { color: var(--accent); }

.header__actions { display: flex; align-items: center; gap: 28px; flex-shrink: 0; }
.header__phone { font-family: var(--font-head); font-weight: 700; font-size: 1.25rem; color: var(--white); transition: var(--transition); }
.header__phone:hover { color: var(--accent); }

.burger { display: none; flex-direction: column; align-items: center; justify-content: center; gap: 5px; width: 44px; height: 40px; z-index: 110; }
.burger span { width: 26px; height: 2px; background: var(--white); transition: var(--transition); }
.burger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.burger.is-open span:nth-child(2) { opacity: 0; }
.burger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ═══════════ 5. ПЕРВЫЙ ЭКРАН ═══════════ */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: calc(var(--header-h) + 40px) 0 150px;
    background: var(--primary);
    overflow: hidden;
}
.hero__bg { position: absolute; inset: 0; }
.hero__bg img { width: 100%; height: 100%; object-fit: cover; }
.hero__bg::after {
    content: "";
    position: absolute; inset: 0;
    background:
        linear-gradient(180deg, rgba(2,42,19,.5) 0%, rgba(2,42,19,0) 28%),
        linear-gradient(100deg, rgba(3,63,29,.98) 0%, rgba(3,63,29,.95) 40%, rgba(3,63,29,.75) 65%, rgba(3,63,29,.45) 100%);
}

.hero__inner {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: minmax(0, 1fr) 460px;
    gap: 64px;
    align-items: center;
    width: 100%;
}

.hero__badge {
    display: inline-flex; align-items: center; gap: 12px;
    padding: 14px 28px;
    border-radius: 999px;
    background: rgba(255,255,255,.10);
    border: 1px solid rgba(255,255,255,.18);
    backdrop-filter: blur(10px);
    color: var(--white);
    font-weight: 600;
    font-size: .9375rem;
}
.hero__badge-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 10px var(--accent); flex-shrink: 0; }

.hero__title {
    margin: 28px 0 26px;
    max-width: 1000px;
    font-weight: 800;
    font-size: clamp(2.125rem, 3.5vw, 4.125rem);
    line-height: 1.16;
    color: var(--white);
}
.hero__subtitle {
    max-width: 640px;
    margin-bottom: 40px;
    font-size: 1.125rem;
    line-height: 1.65;
    color: rgba(255,255,255,.92);
}

.hero__benefits {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 440px));
    gap: 22px 24px;
    margin-bottom: 44px;
}
.hero__benefit {
    display: flex; align-items: center; gap: 16px;
    padding: 16px 22px;
    border-radius: 12px;
    background: linear-gradient(135deg, rgba(255,255,255,.14), rgba(255,255,255,.06));
    border: 1px solid rgba(255,255,255,.16);
    backdrop-filter: blur(8px);
    color: var(--white);
    font-weight: 700;
    font-size: 1rem;
    line-height: 1.35;
}
.hero__benefit-icon {
    flex: 0 0 34px;
    width: 34px; height: 34px;
    display: flex; align-items: center; justify-content: center;
    border-radius: 50%;
    background: var(--accent);
}
.hero__benefit-icon svg { width: 16px; height: 16px; }

.hero__card {
    padding: 56px 48px;
    border-radius: var(--radius-lg);
    background: rgba(255,255,255,.10);
    border: 1px solid rgba(255,255,255,.28);
    backdrop-filter: blur(18px);
    box-shadow: 0 30px 60px rgba(0,0,0,.25);
    text-align: center;
    color: var(--white);
}
.hero__card-caption { font-size: 1.25rem; color: rgba(255,255,255,.95); }
.hero__card-phone { display: block; margin: 22px 0 18px; font-family: var(--font-head); font-weight: 800; font-size: 2rem; color: var(--white); transition: var(--transition); }
.hero__card-phone:hover { color: var(--accent); }
.hero__card-note { margin-bottom: 34px; font-size: 1.0625rem; color: rgba(255,255,255,.9); }
.hero__card-divider { border: none; border-top: 1px solid rgba(255,255,255,.35); margin: 34px 10px 26px; }
.hero__card-guarantee { font-size: 1rem; color: rgba(255,255,255,.9); }

.hero__divider {
    position: absolute;
    left: -2%; right: -2%;
    bottom: -70px;
    height: 130px;
    background: var(--primary);
    border-top: 5px solid var(--accent);
    transform: skewY(-2.6deg);
    z-index: 1;
}

/* ═══════════ 5.5 БЛОК «ЧТО МЫ СТРАХУЕМ» ═══════════ */
.features { padding: 120px 0 130px; background: var(--bg); }

.section-title {
    font-family: var(--font-head);
    font-weight: 800;
    font-size: clamp(2.25rem, 3.9vw, 4.375rem);
    line-height: 1.18;
    color: var(--primary);
    text-align: center;
    margin: 0 auto;
    max-width: 1200px;
}
.section-title::after {
    content: "";
    display: block;
    width: 190px;
    height: 10px;
    background: var(--accent);
    border-radius: 5px;
    margin: 32px auto 0;
}

.features__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-top: 64px;
}

.feature-card {
    position: relative;
    padding: 44px 32px 48px;
    background: var(--white);
    border-radius: 16px;
    border: 1px solid #edf1ec;
    box-shadow: 0 2px 8px rgba(3, 63, 29, .04);
    text-align: center;
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
    overflow: hidden;
}
.feature-card::before {
    content: "";
    position: absolute;
    left: 0; top: 0;
    width: 4px; height: 100%;
    background: var(--accent);
    transform: scaleY(0);
    transform-origin: top;
    transition: transform var(--transition);
}
.feature-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 18px 40px rgba(3, 63, 29, .12);
    border-color: transparent;
}
.feature-card:hover::before { transform: scaleY(1); }

.feature-card__icon {
    display: flex; align-items: center; justify-content: center;
    width: 152px; height: 152px;
    background: var(--primary-pale);
    border-radius: 50%;
    margin: 0 auto 36px;
    transition: background var(--transition);
}
.feature-card__icon img {
    width: 96px; height: 96px;
    object-fit: contain;
    transition: filter var(--transition), transform var(--transition);
}
.feature-card:hover .feature-card__icon { background: var(--accent); }
.feature-card:hover .feature-card__icon img {
    filter: brightness(0) invert(1);
    transform: scale(1.06);
}

.feature-card__title {
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.75rem;
    line-height: 1.25;
    color: var(--primary);
    margin-bottom: 14px;
}
.feature-card__desc {
    font-size: 1.25rem;
    line-height: 1.5;
    color: var(--muted);
    max-width: 440px;
    margin: 0 auto;
}

@media (max-width: 1024px) {
    .features { padding: 90px 0; }
    .features__grid { grid-template-columns: repeat(2, 1fr); gap: 22px; margin-top: 48px; }
    .feature-card { padding: 36px 26px 40px; }
    .feature-card__icon { width: 120px; height: 120px; margin-bottom: 28px; }
    .feature-card__icon img { width: 74px; height: 74px; }
    .feature-card__title { font-size: 1.5rem; }
    .feature-card__desc { font-size: 1.0625rem; }
}
@media (max-width: 640px) {
    .features { padding: 70px 0 80px; }
    .features__grid { grid-template-columns: 1fr; gap: 18px; margin-top: 40px; }
    .section-title::after { width: 120px; height: 8px; margin-top: 24px; }
    .feature-card__icon { width: 110px; height: 110px; }
    .feature-card__icon img { width: 68px; height: 68px; }
    .feature-card__title { font-size: 1.375rem; }
    .feature-card__desc { font-size: 1rem; }
}

/* ═══════════ 6. ВСПЛЫВАЮЩЕЕ ОКНО ═══════════ */
.modal {
    position: fixed; inset: 0;
    z-index: 200;
    display: flex; align-items: center; justify-content: center;
    padding: 20px;
    background: rgba(2, 42, 19, .7);
    backdrop-filter: blur(6px);
    opacity: 0; visibility: hidden;
    transition: var(--transition);
}
.modal.is-open { opacity: 1; visibility: visible; }
.modal__content {
    position: relative;
    max-width: 460px; width: 100%;
    padding: 40px;
    border-radius: 20px;
    background: var(--white);
    transform: translateY(24px);
    transition: var(--transition);
}
.modal.is-open .modal__content { transform: none; }
.modal__close { position: absolute; top: 12px; right: 12px; width: 40px; height: 40px; font-size: 28px; line-height: 1; color: var(--muted); transition: var(--transition); }
.modal__close:hover { color: var(--accent); }
.modal__title { font-weight: 800; font-size: 1.5rem; color: var(--primary); margin-bottom: 8px; }
.modal__text { color: var(--muted); margin-bottom: 24px; }
.modal__form { display: grid; gap: 14px; }
.modal__form .btn { padding: 16px; font-size: 1.125rem; }
.modal__success { padding: 20px 0; text-align: center; font-weight: 600; color: var(--primary); }

/* ═══════════ 6.1 ПОПАП ПОЛИТИКИ КОНФИДЕНЦИАЛЬНОСТИ ═══════════ */
.modal--privacy { z-index: 220; }
.modal__content--privacy {
    max-width: 820px;
    max-height: min(88vh, 900px);
    padding: 40px 28px 28px;
    display: flex;
    flex-direction: column;
    overflow: hidden;
}
.modal__content--privacy .modal__title {
    flex-shrink: 0;
    padding-right: 40px;
    margin-bottom: 20px;
    font-size: clamp(1.25rem, 2.4vw, 1.625rem);
}
.privacy-doc {
    overflow-y: auto;
    padding: 8px 12px 8px 4px;
    color: var(--text);
    font-size: .9375rem;
    line-height: 1.65;
    text-align: left;
    overscroll-behavior: contain;
}
.privacy-doc__meta {
    margin-bottom: 20px;
    color: var(--muted);
    font-size: .875rem;
}
.privacy-doc h4 {
    margin: 28px 0 12px;
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.0625rem;
    color: var(--primary);
}
.privacy-doc h4:first-of-type { margin-top: 0; }
.privacy-doc p { margin-bottom: 10px; }
.privacy-doc ul {
    list-style: disc;
    margin: 0 0 12px 1.25rem;
}
.privacy-doc li { margin-bottom: 6px; }
.privacy-doc strong { font-weight: 700; color: var(--primary); }
.privacy-doc__note {
    margin-top: 28px;
    padding: 14px 16px;
    border-radius: 10px;
    background: var(--primary-pale);
    color: var(--primary);
    font-size: .875rem;
    font-weight: 600;
}
@media (max-width: 640px) {
    .modal__content--privacy { padding: 32px 16px 20px; max-height: 92vh; }
    .privacy-doc { font-size: .875rem; }
}

/* ═══════════ 7. АНИМАЦИИ ПОЯВЛЕНИЯ ═══════════ */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease var(--d, 0s), transform .7s ease var(--d, 0s); }
.reveal.is-visible { opacity: 1; transform: none; }

/* ═══════════ 8. АДАПТИВ (шапка и первый экран) ═══════════ */
@media (max-width: 1200px) {
    .hero__inner { grid-template-columns: minmax(0, 1fr) 400px; gap: 40px; }
    .nav { gap: 28px; }
}
@media (max-width: 1024px) {
    /* Меню превращается в выезжающую панель справа */
    .nav {
        position: fixed; top: 0; right: -100%;
        height: 100vh; width: min(320px, 80%);
        flex-direction: column; gap: 28px;
        padding: 110px 40px;
        background: var(--primary-dark);
        box-shadow: -20px 0 40px rgba(0,0,0,.3);
        transition: right .35s ease;
        z-index: 90;
        margin: 0;
    }
    .nav.is-open { right: 0; }
    .burger { display: flex; }

    /* Внутри панели показываем телефон и кнопку звонка */
    .nav__contacts {
        display: flex;
        flex-direction: column;
        gap: 18px;
        margin-top: 40px;
        padding-top: 28px;
        border-top: 1px solid rgba(255,255,255,.15);
        width: 100%;
    }
    .nav__contacts .btn { width: 100%; }

    .hero { min-height: auto; padding: calc(var(--header-h) + 48px) 0 140px; }
    .hero__inner { grid-template-columns: 1fr; gap: 48px; }
    .hero__card { max-width: 560px; width: 100%; margin: 0 auto; }
}
@media (max-width: 900px) {
    .header__phone { display: none; }
}
@media (max-width: 640px) {
    /* На телефонах в шапке остаются ТОЛЬКО лого и бургер */
    .header__inner { gap: 16px; }
    .header__actions { display: none; }
    .logo { gap: 10px; }
    .logo img { width: 42px; height: 42px; }
    .logo__name { font-size: 1.25rem; }
    .logo__tag { font-size: .5rem; letter-spacing: .18em; }

    .hero__benefits { grid-template-columns: 1fr; }
    .btn--xl { width: 100%; padding: 20px; font-size: 1.25rem; }
    .hero__card { padding: 36px 24px; }
    .hero__divider { height: 90px; bottom: -50px; transform: skewY(-3.2deg); }
}
@media (max-width: 420px) {
    .hero__title { font-size: 1.875rem; }
    .hero__badge { padding: 10px 18px; font-size: .8125rem; }
}

/* ═══════════ 9. БЛОК «ОТ КАКИХ РИСКОВ ЗАЩИЩАЕМ» ═══════════ */
.risks { padding: 120px 0 130px; background: var(--primary); }
.section-title--light { color: var(--white); }

.risks__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    margin-top: 64px;
}

.risk-card {
    padding: 48px 56px 56px;
    border-radius: 24px;
    background: linear-gradient(160deg, rgba(255,255,255,.10), rgba(255,255,255,.03));
    border: 1px solid rgba(255,255,255,.14);
    backdrop-filter: blur(14px);
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.risk-card:hover {
    transform: translateY(-6px);
    border-color: rgba(255,255,255,.28);
    box-shadow: 0 24px 48px rgba(0,0,0,.25);
}

.risk-card__head { display: flex; align-items: center; gap: 28px; margin-bottom: 44px; }
.risk-card__badge {
    flex: 0 0 96px;
    width: 96px; height: 96px;
    display: flex; align-items: center; justify-content: center;
    border-radius: 50%;
    border: 1px solid;
}
.risk-card__badge svg { width: 44px; height: 44px; fill: none; stroke: currentColor; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
.risk-card__badge--green { color: #45c575; border-color: rgba(69,197,117,.45); background: rgba(69,197,117,.08); }
.risk-card__badge--red { color: #ef4b52; border-color: rgba(239,75,82,.45); background: rgba(239,75,82,.08); }

.risk-card__title { font-family: var(--font-head); font-weight: 700; font-size: 2rem; line-height: 1.3; }
.risk-card__title--green { color: #45c575; }
.risk-card__title--red { color: #ef4b52; }

.risk-card__list { display: grid; gap: 28px; }
.risk-card__list li { display: flex; align-items: center; gap: 22px; color: var(--white); font-size: 1.5rem; line-height: 1.4; }
.risk-card__check { flex: 0 0 34px; width: 34px; height: 34px; fill: none; stroke: var(--white); stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }

.risks__cta { margin-top: 64px; text-align: center; }
.btn--wide { padding: 30px 92px; font-size: 1.5rem; border-radius: 14px; }

@media (max-width: 1024px) {
    .risks { padding: 90px 0; }
    .risks__grid { grid-template-columns: 1fr; gap: 32px; margin-top: 48px; }
    .risk-card { padding: 40px 36px 44px; }
    .risk-card__head { gap: 22px; margin-bottom: 34px; }
    .risk-card__badge { flex-basis: 80px; width: 80px; height: 80px; }
    .risk-card__badge svg { width: 38px; height: 38px; }
    .risk-card__title { font-size: 1.625rem; }
    .risk-card__list li { font-size: 1.25rem; }
}
@media (max-width: 640px) {
    .risks { padding: 70px 0 80px; }
    .risk-card { padding: 32px 24px 36px; }
    .risk-card__head { flex-direction: column; align-items: flex-start; gap: 16px; }
    .risk-card__list { gap: 20px; }
    .risk-card__list li { font-size: 1.125rem; gap: 16px; }
    .risk-card__check { flex-basis: 28px; width: 28px; height: 28px; }
    .risks__cta { margin-top: 44px; }
    .btn--wide { width: 100%; padding: 20px; font-size: 1.25rem; }
}

/* ═══════════ 10. БЛОК «КАК МЫ РАБОТАЕМ» ═══════════ */
.process { padding: 120px 0 130px; background: var(--bg); }

.steps {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
    margin-top: 90px;
}
/* Пунктирная линия, соединяющая круги */
.steps::before {
    content: "";
    position: absolute;
    top: 85px;                 /* середина круга 170px */
    left: 12.5%;
    right: 12.5%;
    border-top: 4px dashed var(--primary);
    opacity: .75;
}

.step { position: relative; z-index: 1; text-align: center; }
.step__number {
    display: flex; align-items: center; justify-content: center;
    width: 170px; height: 170px;
    margin: 0 auto 56px;
    border-radius: 50%;
    background: var(--accent);
    color: var(--white);
    font-family: var(--font-head);
    font-weight: 800;
    font-size: 5rem;
    line-height: 1;
    box-shadow: 0 16px 40px rgba(227, 30, 36, .30);
    transition: transform var(--transition), box-shadow var(--transition);
}
.step:hover .step__number { transform: scale(1.06); box-shadow: 0 22px 50px rgba(227, 30, 36, .4); }
.step__title { font-family: var(--font-head); font-weight: 700; font-size: 2rem; color: var(--primary); margin-bottom: 26px; }
.step__desc { font-size: 1.375rem; line-height: 1.6; color: var(--muted); max-width: 360px; margin: 0 auto; }

@media (max-width: 1024px) {
    .process { padding: 90px 0; }
    .steps { grid-template-columns: repeat(2, 1fr); gap: 56px 32px; margin-top: 64px; }
    .steps::before { display: none; }
    .step__number { width: 140px; height: 140px; font-size: 4rem; margin-bottom: 36px; }
    .step__title { font-size: 1.625rem; margin-bottom: 16px; }
    .step__desc { font-size: 1.125rem; }
}
@media (max-width: 640px) {
    .process { padding: 70px 0 80px; }
    .steps { grid-template-columns: 1fr; gap: 44px; margin-top: 48px; }
    .step__number { width: 120px; height: 120px; font-size: 3.5rem; margin-bottom: 28px; }
    .step__title { font-size: 1.5rem; }
    .step__desc { font-size: 1.0625rem; max-width: 320px; }
}

/* ═══════════ 10.5 БЛОК «МЫ СОТРУДНИЧАЕМ» (СТЕНА ЛОГОТИПОВ) ═══════════ */
.partners {
    padding: 110px 0 120px;
    background:
        radial-gradient(ellipse at 50% 0%, rgba(3, 63, 29, .04), transparent 55%),
        var(--bg);
}

.partners .section-title { margin-bottom: 0; }

.partners__subtitle {
    margin: 28px auto 0;
    max-width: 900px;
    text-align: center;
    font-size: clamp(1.125rem, 1.8vw, 1.5rem);
    line-height: 1.5;
    color: var(--muted);
}

.partners__grid {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 28px 36px;
    align-items: center;
    margin-top: 64px;
}

.partners__item {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 88px;
    padding: 12px 10px;
}

.partners__logo {
    display: block;
    width: 100%;
    max-width: 180px;
    max-height: 64px;
    height: auto;
    object-fit: contain;
    filter: grayscale(1) opacity(.72);
    transition: filter .35s ease, transform .35s ease, opacity .35s ease;
}

.partners__logo--dark { mix-blend-mode: multiply; }

.partners__item:hover .partners__logo,
.partners__item:focus-within .partners__logo {
    filter: grayscale(0) opacity(1);
    transform: scale(1.04);
}

@media (hover: none) {
    .partners__logo { filter: grayscale(.35) opacity(.9); }
}

.partners__licenses { margin-top: 64px; text-align: center; }
.partners__licenses-title {
    font-family: var(--font-head);
    font-weight: 700;
    font-size: clamp(1.25rem, 2vw, 1.75rem);
    line-height: 1.35;
    color: var(--primary);
    margin-bottom: 28px;
}
.partners__licenses-list {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 14px 36px;
    max-width: 1100px;
    margin: 0 auto;
    list-style: none;
}
.partners__licenses-list li {
    color: var(--muted);
    font-size: 1.0625rem;
    line-height: 1.4;
}
.partners__licenses-list strong { color: var(--primary); font-weight: 700; }

@media (max-width: 1200px) {
    .partners__grid { gap: 24px 28px; }
    .partners__logo { max-width: 160px; max-height: 56px; }
}

@media (max-width: 1024px) {
    .partners { padding: 90px 0; }
    .partners__grid { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px 24px; margin-top: 48px; }
    .partners__item { min-height: 76px; }
}

@media (max-width: 640px) {
    .partners { padding: 70px 0 80px; }
    .partners__subtitle { margin-top: 22px; font-size: 1.0625rem; padding: 0 8px; }
    .partners__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px 18px; margin-top: 40px; }
    .partners__item { min-height: 64px; padding: 8px; }
    .partners__logo { max-width: 140px; max-height: 48px; }
    .partners__licenses { margin-top: 40px; }
    .partners__licenses-title { margin-bottom: 18px; }
    .partners__licenses-list { gap: 10px 18px; }
    .partners__licenses-list li { font-size: 0.9375rem; }
}

/* ═══════════ 11. БЛОК «КАЛЬКУЛЯТОР / QUIZ» ═══════════ */
.pricing { padding: 120px 0 130px; background: var(--bg); }

.quiz {
    max-width: 1500px;
    margin: 64px auto 0;
    padding: 80px 90px 70px;
    background: var(--white);
    border-radius: 24px;
    box-shadow: 0 20px 60px rgba(3, 63, 29, .08);
}

.quiz__progress { height: 20px; border-radius: 999px; background: #dcdcdc; overflow: hidden; }
.quiz__progress-bar { height: 100%; width: 20%; background: var(--primary); border-radius: 999px; transition: width .4s ease; }
.quiz__caption { margin-top: 48px; text-align: center; color: var(--muted); font-size: 1.25rem; }
.quiz__question { margin-top: 36px; text-align: center; font-family: var(--font-head); font-weight: 800; font-size: 2.75rem; color: var(--primary); }
.quiz__hint {
    margin: 18px auto 0;
    max-width: 720px;
    text-align: center;
    font-size: 1.125rem;
    line-height: 1.5;
    color: var(--muted);
}

.quiz__steps { min-height: 430px; }
.quiz__step { display: none; }
.quiz__step.is-active { display: block; animation: quizFade .35s ease; }
@keyframes quizFade { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }

.quiz__options { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 60px; }
.quiz__options--cols4 { grid-template-columns: repeat(4, 1fr); }
.quiz__option {
    position: relative;
    display: flex; align-items: center; justify-content: center;
    min-height: 150px;
    padding: 24px;
    background: #ececec;
    border: 1px solid var(--primary);
    border-radius: 12px;
    cursor: pointer;
    color: var(--primary);
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.75rem;
    line-height: 1.3;
    text-align: center;
    transition: var(--transition);
}
.quiz__option input { position: absolute; opacity: 0; width: 0; height: 0; }
.quiz__option:hover { transform: translateY(-3px); box-shadow: 0 12px 28px rgba(3, 63, 29, .12); }
.quiz__option:has(input:checked) { border-color: var(--accent); box-shadow: 0 0 0 1px var(--accent); background: #f5f5f5; }
.quiz__option:has(input:focus-visible) { outline: 2px solid var(--primary); outline-offset: 3px; }

.quiz__slider { max-width: 900px; margin: 70px auto 0; }
.quiz__slider input[type="range"] {
    -webkit-appearance: none; appearance: none;
    width: 100%; height: 20px;
    border-radius: 999px;
    background: linear-gradient(to right, var(--primary) var(--fill, 5%), #dcdcdc var(--fill, 5%));
    outline: none;
    cursor: pointer;
}
.quiz__slider input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 44px; height: 44px;
    border-radius: 50%;
    background: var(--accent);
    border: 6px solid var(--white);
    box-shadow: 0 6px 18px rgba(227, 30, 36, .4);
    cursor: pointer;
}
.quiz__slider input[type="range"]::-moz-range-thumb {
    width: 32px; height: 32px;
    border-radius: 50%;
    background: var(--accent);
    border: 6px solid var(--white);
    box-shadow: 0 6px 18px rgba(227, 30, 36, .4);
    cursor: pointer;
}
.quiz__slider-value { margin-top: 40px; text-align: center; font-family: var(--font-head); font-weight: 800; font-size: 3rem; color: var(--primary); }
.quiz__slider-hints { display: flex; justify-content: space-between; margin-top: 16px; color: var(--muted); font-size: 1.125rem; }

.quiz__form { display: grid; gap: 18px; max-width: 560px; margin: 60px auto 0; }
.quiz__success { padding: 60px 0; text-align: center; font-size: 1.5rem; font-weight: 600; color: var(--primary); }

.quiz__navigation { display: flex; justify-content: space-between; align-items: center; margin-top: 80px; }
.btn--ghost { background: var(--white); color: var(--primary); border-color: var(--primary); padding: 22px 64px; font-size: 1.5rem; border-radius: 12px; }
.btn--ghost:hover:not(:disabled) { background: var(--primary); color: var(--white); }
.btn--ghost:disabled { opacity: .45; cursor: default; }
#quizNext { padding: 22px 84px; font-size: 1.5rem; border-radius: 12px; }

@media (max-width: 1024px) {
    .pricing { padding: 90px 0; }
    .quiz { padding: 56px 40px 48px; }
    .quiz__question { font-size: 2rem; }
    .quiz__options { gap: 20px; margin-top: 40px; }
    .quiz__options--cols4 { grid-template-columns: repeat(2, 1fr); }
    .quiz__option { min-height: 110px; font-size: 1.25rem; padding: 16px; }
    .quiz__steps { min-height: 360px; }
    .quiz__slider-value { font-size: 2.25rem; }
    .btn--ghost { padding: 16px 40px; font-size: 1.125rem; }
    #quizNext { padding: 16px 56px; font-size: 1.125rem; }
}
@media (max-width: 640px) {
    .pricing { padding: 70px 0 80px; }
    .quiz { padding: 40px 22px 36px; margin-top: 44px; }
    .quiz__progress { height: 12px; }
    .quiz__caption { margin-top: 28px; font-size: 1rem; }
    .quiz__question { font-size: 1.5rem; margin-top: 24px; }
    .quiz__options, .quiz__options--cols4 { grid-template-columns: 1fr; gap: 14px; margin-top: 32px; }
    .quiz__option { min-height: 68px; font-size: 1.125rem; }
    .quiz__steps { min-height: 0; }
    .quiz__slider { margin-top: 44px; }
    .quiz__slider-value { font-size: 1.75rem; margin-top: 28px; }
    .quiz__navigation { margin-top: 44px; gap: 16px; }
    .btn--ghost, #quizNext { flex: 1; padding: 16px 10px; font-size: 1.0625rem; }
}

/* ═══════════ 12. БЛОК «ЧТО ВЛИЯЕТ НА СТОИМОСТЬ» ═══════════ */
.factors { padding: 120px 0 130px; background: var(--bg); }

/* В этом блоке красная полоска стоит НАД заголовком (как в референсе) */
.section-title--bar-top::after { display: none; }
.section-title--bar-top::before {
    content: "";
    display: block;
    width: 190px;
    height: 10px;
    border-radius: 5px;
    background: var(--accent);
    margin: 0 auto 44px;
}

.factors__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    margin-top: 72px;
}

.factor-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 56px 32px;
    background: var(--white);
    border-radius: 16px;
    border: 1px solid #edf1ec;
    box-shadow: 0 2px 8px rgba(3, 63, 29, .04);
    text-align: center;
    transition: transform var(--transition), box-shadow var(--transition);
}
.factor-card:hover { transform: translateY(-6px); box-shadow: 0 18px 40px rgba(3, 63, 29, .12); }

.factor-card__icon {
    display: flex; align-items: center; justify-content: center;
    width: 130px; height: 130px;
    border-radius: 50%;
    background: var(--primary-pale);
    margin-bottom: 40px;
    transition: background var(--transition);
}
.factor-card__icon svg { width: 60px; height: 60px; fill: none; stroke: var(--primary-light); stroke-width: 1.4; stroke-linecap: round; stroke-linejoin: round; transition: stroke var(--transition); }
.factor-card:hover .factor-card__icon { background: var(--accent); }
.factor-card:hover .factor-card__icon svg { stroke: var(--white); }

.factor-card__title { font-family: var(--font-head); font-weight: 700; font-size: 1.75rem; line-height: 1.35; color: var(--primary); }

/* Красная карточка-CTA */
.factor-card--cta {
    gap: 40px;
    background: var(--accent);
    border-color: transparent;
    box-shadow: 0 16px 40px rgba(227, 30, 36, .35);
    cursor: pointer;
}
.factor-card--cta:hover { background: var(--accent-dark); box-shadow: 0 22px 50px rgba(227, 30, 36, .45); }
.factor-card__cta-text { font-family: var(--font-head); font-weight: 800; font-size: 2rem; line-height: 1.3; color: var(--white); }
.factor-card__arrow {
    display: flex; align-items: center; justify-content: center;
    width: 84px; height: 84px;
    border: 2px solid rgba(255,255,255,.85);
    border-radius: 50%;
    transition: var(--transition);
}
.factor-card__arrow svg { width: 34px; height: 34px; fill: none; stroke: var(--white); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; transition: transform var(--transition); }
.factor-card--cta:hover .factor-card__arrow { background: rgba(255,255,255,.15); }
.factor-card--cta:hover .factor-card__arrow svg { transform: translateX(4px); }

@media (max-width: 1024px) {
    .factors { padding: 90px 0; }
    .factors__grid { grid-template-columns: repeat(2, 1fr); gap: 24px; margin-top: 56px; }
    .factor-card { padding: 40px 24px; }
    .factor-card__icon { width: 110px; height: 110px; margin-bottom: 28px; }
    .factor-card__icon svg { width: 50px; height: 50px; }
    .factor-card__title { font-size: 1.5rem; }
    .factor-card__cta-text { font-size: 1.625rem; }
    .factor-card__arrow { width: 70px; height: 70px; }
}
@media (max-width: 640px) {
    .factors { padding: 70px 0 80px; }
    .factors__grid { gap: 16px; margin-top: 44px; }
    .section-title--bar-top::before { width: 120px; height: 8px; margin-bottom: 28px; }
    .factor-card { padding: 32px 18px; }
    .factor-card__icon { width: 88px; height: 88px; margin-bottom: 22px; }
    .factor-card__icon svg { width: 40px; height: 40px; }
    .factor-card__title { font-size: 1.125rem; }
    .factor-card__cta-text { font-size: 1.25rem; }
    .factor-card--cta { gap: 26px; }
    .factor-card__arrow { width: 60px; height: 60px; }
    .factor-card__arrow svg { width: 26px; height: 26px; }
}
@media (max-width: 420px) {
    .factors__grid { grid-template-columns: 1fr; }
}

/* ═══════════ 13. БЛОК «ПОМОЩЬ С ПРОБЛЕМНЫМИ ОБЪЕКТАМИ» ═══════════ */
.problematic { padding: 120px 0 130px; background: var(--primary); }

.problematic__list {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 32px;
    margin-top: 72px;
}
.problematic__item {
    display: flex;
    align-items: center;
    gap: 28px;
    padding: 32px 40px;
    max-width: 560px;
    border-radius: 16px;
    background: linear-gradient(160deg, rgba(255,255,255,.10), rgba(255,255,255,.04));
    border: 1px solid rgba(255,255,255,.16);
    backdrop-filter: blur(10px);
    transition: transform var(--transition), border-color var(--transition);
}
.problematic__item:hover { transform: translateY(-4px); border-color: rgba(239, 75, 82, .55); }
.problematic__icon {
    flex: 0 0 72px;
    width: 72px; height: 72px;
    fill: none;
    stroke: #ef4b52;
    stroke-width: 1.5;
    stroke-linecap: round;
    stroke-linejoin: round;
}
.problematic__item span { font-weight: 700; font-size: 1.5rem; line-height: 1.35; color: var(--white); }

.problematic__note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    margin: 72px auto 0;
    max-width: 980px;
}
.problematic__note svg {
    flex: 0 0 56px;
    width: 56px; height: 56px;
    fill: none;
    stroke: #ef4b52;
    stroke-width: 1.6;
    stroke-linecap: round;
    stroke-linejoin: round;
}
.problematic__note span { font-size: 1.75rem; line-height: 1.45; color: var(--white); text-align: center; }

@media (max-width: 1024px) {
    .problematic { padding: 90px 0; }
    .problematic__list { gap: 24px; margin-top: 56px; }
    .problematic__item { padding: 24px 28px; gap: 20px; }
    .problematic__icon { flex-basis: 56px; width: 56px; height: 56px; }
    .problematic__item span { font-size: 1.25rem; }
    .problematic__note { gap: 18px; margin-top: 56px; }
    .problematic__note svg { flex-basis: 44px; width: 44px; height: 44px; }
    .problematic__note span { font-size: 1.375rem; }
}
@media (max-width: 640px) {
    .problematic { padding: 70px 0 80px; }
    .problematic__list { flex-direction: column; align-items: stretch; gap: 16px; margin-top: 44px; }
    .problematic__item { max-width: none; padding: 20px 22px; gap: 16px; }
    .problematic__icon { flex-basis: 44px; width: 44px; height: 44px; }
    .problematic__item span { font-size: 1.125rem; }
    .problematic__note { margin-top: 44px; gap: 14px; }
    .problematic__note svg { flex-basis: 36px; width: 36px; height: 36px; }
    .problematic__note span { font-size: 1.125rem; }
}

/* ═══════════ 14. БЛОК «НАШИ КЕЙСЫ» ═══════════ */
.cases { padding: 120px 0 130px; background: var(--bg); }

.cases__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
    margin-top: 72px;
}

.case-card {
    display: flex;
    flex-direction: column;
    padding: 24px 24px 48px;
    background: var(--white);
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(3, 63, 29, .06);
    transition: transform var(--transition), box-shadow var(--transition);
}
.case-card:hover { transform: translateY(-6px); box-shadow: 0 24px 50px rgba(3, 63, 29, .12); }

.case-card__photo { border-radius: 12px; overflow: hidden; }
.case-card__photo img { width: 100%; height: 320px; object-fit: cover; transition: transform .5s ease; }
.case-card:hover .case-card__photo img { transform: scale(1.05); }

.case-card__title {
    margin: 44px 16px 0;
    text-align: center;
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.875rem;
    color: var(--primary);
}

.case-card__stats {
    display: grid;
    grid-template-columns: 1.15fr 1fr;
    gap: 24px;
    margin: 40px 24px 0;
}
.case-card__stat { display: flex; flex-direction: column; gap: 12px; }
.case-card__value { font-family: var(--font-head); font-weight: 800; font-size: 2.25rem; line-height: 1.1; color: var(--primary); }
.case-card__value--accent { color: var(--accent); }
.case-card__caption { color: var(--muted); font-size: 1.125rem; line-height: 1.4; }

.case-card__text { margin: 48px 24px 0; color: var(--muted); font-size: 1.25rem; line-height: 1.55; }

.cases__cta { margin-top: 72px; text-align: center; }

@media (max-width: 1024px) {
    .cases { padding: 90px 0; }
    .cases__grid { grid-template-columns: 1fr; max-width: 640px; margin: 56px auto 0; gap: 32px; }
    .case-card__photo img { height: 360px; }
}
@media (max-width: 640px) {
    .cases { padding: 70px 0 80px; }
    .cases__grid { margin-top: 44px; gap: 24px; }
    .case-card { padding: 16px 16px 36px; }
    .case-card__photo img { height: 240px; }
    .case-card__title { margin-top: 32px; font-size: 1.5rem; }
    .case-card__stats { margin: 28px 12px 0; gap: 16px; }
    .case-card__value { font-size: 1.75rem; }
    .case-card__caption { font-size: 1rem; }
    .case-card__text { margin: 32px 12px 0; font-size: 1.125rem; }
    .cases__cta { margin-top: 48px; }
    .cases__cta .btn { width: 100%; padding: 20px; font-size: 1.25rem; }
}

/* ═══════════ 15. БЛОК «ПОЧЕМУ ВЫБИРАЮТ НАС» ═══════════ */
.why { padding: 120px 0 130px; background: var(--primary); }

.why__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 72px;
}

.why-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 40px;
    padding: 56px 24px;
    text-align: center;
    border-radius: 16px;
    background: linear-gradient(160deg, rgba(255,255,255,.08), rgba(255,255,255,.02));
    border: 1px solid rgba(255,255,255,.14);
    backdrop-filter: blur(10px);
    transition: transform var(--transition), border-color var(--transition), background var(--transition);
}
.why-card:hover {
    transform: translateY(-6px);
    border-color: rgba(239, 75, 82, .55);
    background: linear-gradient(160deg, rgba(255,255,255,.12), rgba(255,255,255,.04));
}

.why-card__circle {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 120px;
    height: 120px;
    border-radius: 50%;
    border: 1.5px solid rgba(255,255,255,.4);
    background: rgba(255,255,255,.03);
    transition: var(--transition);
}
.why-card__circle svg {
    width: 58px;
    height: 58px;
    fill: none;
    stroke: #ef4b52;
    stroke-width: 1.5;
    stroke-linecap: round;
    stroke-linejoin: round;
    transition: stroke var(--transition);
}
.why-card:hover .why-card__circle { background: rgba(239, 75, 82, .12); border-color: rgba(239, 75, 82, .6); }
.why-card:hover .why-card__circle svg { stroke: #ff7078; }

.why-card__title {
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.5rem;
    line-height: 1.4;
    color: var(--white);
    max-width: 280px;
}

@media (max-width: 1024px) {
    .why { padding: 90px 0; }
    .why__grid { grid-template-columns: repeat(2, 1fr); gap: 24px; margin-top: 56px; }
    .why-card { padding: 44px 20px; gap: 28px; }
    .why-card__circle { width: 100px; height: 100px; }
    .why-card__circle svg { width: 48px; height: 48px; }
    .why-card__title { font-size: 1.25rem; }
}
@media (max-width: 640px) {
    .why { padding: 70px 0 80px; }
    .why__grid { gap: 16px; margin-top: 44px; }
    .why-card { padding: 32px 16px; gap: 22px; }
    .why-card__circle { width: 84px; height: 84px; }
    .why-card__circle svg { width: 40px; height: 40px; }
    .why-card__title { font-size: 1.125rem; }
}
@media (max-width: 420px) {
    .why__grid { grid-template-columns: 1fr; }
}

/* ═══════════ 15.1 БЛОК 9: ВЫРАВНИВАНИЕ ПО РЕФЕРЕНСУ ═══════════ */
.why__grid { gap: 32px 40px; }

.why-card {
    justify-content: flex-start;   /* круги прижаты к верху и выровнены в ряду */
    gap: 44px;
    padding: 56px 24px 48px;
}
.why-card__circle { width: 150px; height: 150px; }
.why-card__circle svg { width: 76px; height: 76px; }
.why-card__title { font-size: 1.875rem; max-width: none; }

@media (max-width: 1024px) {
    .why-card { gap: 32px; padding: 44px 20px 40px; }
    .why-card__circle { width: 110px; height: 110px; }
    .why-card__circle svg { width: 56px; height: 56px; }
    .why-card__title { font-size: 1.5rem; }
}
@media (max-width: 640px) {
    .why-card { gap: 26px; padding: 36px 16px 32px; }
    .why-card__circle { width: 92px; height: 92px; }
    .why-card__circle svg { width: 46px; height: 46px; }
    .why-card__title { font-size: 1.25rem; }
}

/* ═══════════ 16. БЛОК «ЧАСТЫЕ ВОПРОСЫ» (FAQ) ═══════════ */
.faq { padding: 120px 0 130px; background: var(--bg); }

.faq__list {
    display: grid;
    gap: 24px;
    max-width: 1300px;
    margin: 64px auto 0;
}

.faq__item {
    background: var(--white);
    border-radius: 16px;
    box-shadow: 0 6px 18px rgba(3, 63, 29, .05);
    overflow: hidden;
    transition: box-shadow var(--transition);
}
.faq__item.is-open { box-shadow: 0 12px 30px rgba(3, 63, 29, .08); }

.faq__question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
    width: 100%;
    padding: 36px 48px;
    text-align: left;
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.625rem;
    line-height: 1.35;
    color: var(--primary);
    cursor: pointer;
    transition: color var(--transition);
}
.faq__question:hover { color: var(--accent); }

/* Плюс / минус из двух полосок */
.faq__icon { position: relative; flex: 0 0 32px; width: 32px; height: 32px; }
.faq__icon::before,
.faq__icon::after {
    content: "";
    position: absolute;
    left: 50%; top: 50%;
    background: var(--accent);
    border-radius: 2px;
    transition: transform .3s ease;
}
.faq__icon::before { width: 28px; height: 4px; transform: translate(-50%, -50%); }
.faq__icon::after { width: 4px; height: 28px; transform: translate(-50%, -50%); }
.faq__item.is-open .faq__icon::after { transform: translate(-50%, -50%) scaleY(0); }

/* Плавное раскрытие через grid-rows */
.faq__answer { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .45s ease; }
.faq__answer-inner { overflow: hidden; }
.faq__item.is-open .faq__answer { grid-template-rows: 1fr; }
.faq__answer-content {
    margin: 0 48px;
    border-top: 1px solid #e6ebe6;
    padding: 28px 0 40px;
    color: var(--muted);
    font-size: 1.375rem;
    line-height: 1.65;
}

@media (max-width: 1024px) {
    .faq { padding: 90px 0; }
    .faq__list { margin-top: 48px; gap: 18px; }
    .faq__question { padding: 28px 32px; font-size: 1.375rem; gap: 24px; }
    .faq__answer-content { margin: 0 32px; padding: 22px 0 32px; font-size: 1.125rem; }
}
@media (max-width: 640px) {
    .faq { padding: 70px 0 80px; }
    .faq__list { margin-top: 40px; gap: 14px; }
    .faq__question { padding: 22px 20px; font-size: 1.125rem; gap: 16px; }
    .faq__icon { flex-basis: 24px; width: 24px; height: 24px; }
    .faq__icon::before { width: 20px; height: 3px; }
    .faq__icon::after { width: 3px; height: 20px; }
    .faq__answer-content { margin: 0 20px; padding: 18px 0 26px; font-size: 1rem; }
}

/* ═══════════ 17. БЛОК «ФИНАЛЬНЫЙ CTA» ═══════════ */
.cta {
    position: relative;
    padding: 140px 0 150px;
    background: linear-gradient(135deg, #022a13 0%, #0a5c2e 55%, #033f1d 100%);
    overflow: hidden;
}
/* Красные свечения по углам (как в референсе) */
.cta::before,
.cta::after {
    content: "";
    position: absolute;
    width: 640px; height: 640px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(227, 30, 36, .38), transparent 65%);
    pointer-events: none;
}
.cta::before { top: -180px; left: -180px; }
.cta::after { bottom: -200px; right: -180px; }

/* В этом блоке нет красной полосы под заголовком */
.section-title--no-bar::after { display: none; }

.cta__subtitle {
    margin-top: 28px;
    text-align: center;
    color: rgba(255,255,255,.95);
    font-size: 1.5rem;
}

.cta__card {
    position: relative;
    z-index: 1;
    max-width: 1500px;
    margin: 56px auto 0;
    padding: 56px 48px 44px;
    border-radius: 24px;
    background: linear-gradient(160deg, rgba(255,255,255,.10), rgba(255,255,255,.04));
    border: 1px solid rgba(255,255,255,.18);
    backdrop-filter: blur(16px);
    box-shadow: 0 30px 60px rgba(0, 0, 0, .25), inset 0 1px 0 rgba(255,255,255,.25);
}

.cta__form {
    display: grid;
    grid-template-columns: 1fr 1fr auto;
    gap: 24px;
    align-items: center;
}
.cta__form .input {
    background: #f4f6f4;
    border-color: transparent;
    border-radius: 12px;
    padding: 26px 28px;
    font-size: 1.25rem;
}
.cta__form .input:focus { border-color: var(--accent); }
.cta__btn { padding: 26px 56px; font-size: 1.5rem; border-radius: 12px; }

/* Светлый вариант галочки ФЗ-152 для тёмного фона */
.checkbox--light .checkbox__box { background: transparent; border-color: rgba(255,255,255,.75); }
.checkbox--light .checkbox__input:checked + .checkbox__box { background: var(--accent); border-color: var(--accent); }
.checkbox--light .checkbox__text { color: rgba(255,255,255,.92); font-size: 1.0625rem; }
.checkbox--light .checkbox__text a { color: var(--white); }
.cta__consent { justify-content: center; margin-top: 28px; grid-column: 1 / -1; }
.cta__form [data-consent-error],
.cta__form [data-form-error] { grid-column: 1 / -1; }
.cta__error { margin-top: 12px; text-align: center; color: #ffb4b8; }
.cta__success { margin-top: 8px; text-align: center; color: var(--white); font-size: 1.375rem; font-weight: 600; }

.cta__guarantees {
    position: relative;
    z-index: 1;
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 48px;
    margin-top: 64px;
}
.cta__guarantees li {
    display: flex;
    align-items: center;
    gap: 16px;
    color: var(--white);
    font-weight: 700;
    font-size: 1.375rem;
}
.cta__guarantees li + li { border-left: 1px solid rgba(255,255,255,.25); padding-left: 48px; }
.cta__check {
    display: flex; align-items: center; justify-content: center;
    flex: 0 0 44px;
    width: 44px; height: 44px;
    border-radius: 50%;
    background: var(--accent);
    box-shadow: 0 0 24px rgba(227, 30, 36, .6);
}
.cta__check svg { width: 20px; height: 20px; }

@media (max-width: 1024px) {
    .cta { padding: 100px 0 110px; }
    .cta__subtitle { font-size: 1.25rem; }
    .cta__card { padding: 40px 32px 36px; }
    .cta__form { grid-template-columns: 1fr 1fr; }
    .cta__btn { grid-column: 1 / -1; }
    .cta__guarantees { gap: 28px; margin-top: 48px; }
    .cta__guarantees li + li { padding-left: 28px; }
    .cta__guarantees li { font-size: 1.125rem; gap: 12px; }
    .cta__check { flex-basis: 36px; width: 36px; height: 36px; }
    .cta__check svg { width: 16px; height: 16px; }
}
@media (max-width: 640px) {
    .cta { padding: 80px 0 90px; }
    .cta__subtitle { font-size: 1.0625rem; padding: 0 8px; }
    .cta__card { padding: 32px 22px 28px; margin-top: 40px; }
    .cta__form { grid-template-columns: 1fr; gap: 16px; }
    .cta__form .input { padding: 18px 20px; font-size: 1.0625rem; }
    .cta__btn { padding: 18px; font-size: 1.25rem; }
    .cta__consent { margin-top: 20px; }
    .cta__guarantees { flex-direction: column; gap: 20px; margin-top: 40px; }
    .cta__guarantees li + li { border-left: none; padding-left: 0; }
}

/* ═══════════ 18. БЛОК 12: FOOTER ═══════════ */
.footer {
    background: var(--primary-dark);
    padding: 100px 0 60px;
    color: rgba(255,255,255,.75);
}

.footer__grid {
    display: grid;
    grid-template-columns: 1.5fr 1.1fr .9fr 1fr;
    gap: 60px;
}

.footer__logo img { width: 64px; height: 64px; }
.footer__logo .logo__name { font-size: 2rem; }
.footer__desc {
    margin-top: 36px;
    max-width: 420px;
    font-size: 1.25rem;
    line-height: 1.7;
}

.footer__title {
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.75rem;
    color: var(--white);
    margin-bottom: 40px;
}
.footer__col { display: flex; flex-direction: column; align-items: flex-start; gap: 28px; }
.footer__link { color: rgba(255,255,255,.75); font-size: 1.25rem; transition: color var(--transition); }
.footer__link:hover { color: var(--accent); }

.footer__social { display: flex; gap: 20px; }
.footer__social-link {
    display: flex; align-items: center; justify-content: center;
    width: 76px; height: 64px;
    border: 1.5px solid rgba(255,255,255,.8);
    border-radius: 12px;
    color: var(--white);
    font-family: var(--font-head);
    font-weight: 700;
    font-size: 1.25rem;
    transition: var(--transition);
}
.footer__social-link:hover { background: var(--accent); border-color: var(--accent); }

.footer__bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    margin-top: 80px;
    padding-top: 40px;
    border-top: 1px solid rgba(255,255,255,.35);
}
.footer__legal, .footer__copy { color: rgba(255,255,255,.7); font-size: 1.125rem; }
.footer__legal-link { color: inherit; text-decoration: underline; text-underline-offset: 3px; transition: color var(--transition); }
.footer__legal-link:hover { color: var(--white); }

@media (max-width: 1024px) {
    .footer { padding: 80px 0 50px; }
    .footer__grid { grid-template-columns: 1fr 1fr; gap: 48px; }
    .footer__desc { max-width: none; }
    .footer__bottom { margin-top: 56px; }
}
@media (max-width: 640px) {
    .footer { padding: 70px 0 40px; }
    .footer__grid { grid-template-columns: 1fr; gap: 40px; }
    .footer__title { margin-bottom: 24px; font-size: 1.5rem; }
    .footer__link { font-size: 1.125rem; }
    .footer__desc { font-size: 1.125rem; }
    .footer__social-link { width: 64px; height: 52px; font-size: 1.0625rem; }
    .footer__bottom { flex-direction: column; align-items: flex-start; gap: 12px; margin-top: 48px; padding-top: 28px; }
    .footer__legal, .footer__copy { font-size: 1rem; }
}

/* ═══════════ 18.1 FOOTER: БРЕНДОВЫЕ ИКОНКИ + ДИСКЛЕЙМЕР ═══════════ */
.footer__social-link {
    width: 64px;
    height: 64px;
    border: none;
    border-radius: 14px;
    padding: 0;
    overflow: hidden;
}
.footer__social-link svg { width: 34px; height: 34px; margin: auto; }
.footer__social-link--tg { background: #229ED9; }
.footer__social-link--wa { background: #25D366; }
.footer__social-link--max { background: linear-gradient(135deg, #0077FF, #9B5CFF); }
.footer__social-link--max svg { width: 40px; height: 20px; }
.footer__social-link--vk { background: #0077FF; }
.footer__social-link:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 24px rgba(0, 0, 0, .35);
}

.footer__disclaimer {
    margin-top: 28px;
    font-size: .8125rem;
    line-height: 1.6;
    color: rgba(255,255,255,.45);
}

@media (max-width: 640px) {
    .footer__social-link { width: 56px; height: 56px; }
    .footer__social-link svg { width: 30px; height: 30px; }
    .footer__social-link--max svg { width: 36px; height: 18px; }
    .footer__disclaimer { font-size: .75rem; }
}

/* ═══════════ 19. HONEYPOT + COOKIE-БАННЕР ═══════════ */
.hp-field {
    position: absolute !important;
    left: -9999px !important;
    top: auto !important;
    width: 1px !important;
    height: 1px !important;
    opacity: 0 !important;
    overflow: hidden !important;
    pointer-events: none !important;
}

.cookie {
    position: fixed;
    left: 0; right: 0; bottom: 0;
    z-index: 300;
    padding: 16px;
    pointer-events: none;
}
.cookie__inner {
    pointer-events: auto;
    max-width: 1100px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 22px 28px;
    border-radius: 16px;
    background: rgba(2, 42, 19, .96);
    border: 1px solid rgba(255,255,255,.14);
    box-shadow: 0 18px 48px rgba(0, 0, 0, .35);
    backdrop-filter: blur(12px);
}
.cookie__text {
    color: rgba(255,255,255,.92);
    font-size: .9375rem;
    line-height: 1.55;
    max-width: 720px;
}
.cookie__text a {
    color: #fff;
    text-decoration: underline;
    text-underline-offset: 2px;
}
.cookie__text a:hover { color: #ffb4b8; }
.cookie__actions { display: flex; gap: 12px; flex-shrink: 0; }
.cookie__btn { padding: 14px 22px; font-size: .9375rem; white-space: nowrap; }
.cookie__btn--ghost {
    background: transparent;
    color: #fff;
    border-color: rgba(255,255,255,.55);
}
.cookie__btn--ghost:hover { background: rgba(255,255,255,.1); color: #fff; }

form.is-loading { pointer-events: none; opacity: .72; }

/* ═══════════ 20. КНОПКА «НАВЕРХ» ═══════════ */
.to-top {
    position: fixed;
    right: 28px;
    bottom: 28px;
    z-index: 160;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--accent);
    color: var(--white);
    box-shadow: 0 12px 28px rgba(227, 30, 36, .4);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(12px);
    transition: opacity .3s ease, transform .3s ease, visibility .3s ease, background .3s ease, box-shadow .3s ease;
}
.to-top.is-visible {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: none;
}
.to-top:hover {
    background: var(--accent-dark);
    box-shadow: 0 16px 36px rgba(227, 30, 36, .5);
    transform: translateY(-3px);
}
.to-top:focus-visible {
    outline: 3px solid var(--primary);
    outline-offset: 3px;
}
.to-top svg { width: 24px; height: 24px; }

@media (max-width: 640px) {
    .to-top {
        right: 16px;
        bottom: 16px;
        width: 48px;
        height: 48px;
    }
    .to-top svg { width: 20px; height: 20px; }
}

@media (max-width: 900px) {
    .cookie__inner { flex-direction: column; align-items: stretch; gap: 16px; padding: 18px 20px; }
    .cookie__actions { flex-direction: column; }
    .cookie__btn { width: 100%; }
}